TRENTON, N.J. (AP) - A New Jersey mom says she posted her three-year-old son's heart surgery bill online to show how potential changes in the health care law could drastically increase out-of-pocket costs for those with life-threatening conditions.

Ali Chandra's son, Ethan, was born with a congenital heart defect known as heterotaxy. He's already had multiple surgeries which have been covered by health insurance.

Chandra is concerned that the existing ban on lifetime benefits caps - meaning insurers can stop paying expenses once medical bills reach a specified limit - may be eliminated as part of the ongoing health care law overhaul.

Chandra posted the bill for Ethan's most recent open heart surgery. The family's share was $500, but she said it would have cost them $231,115 if they didn't have insurance.

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