Experts offer tips for tidying up household budget
With tax day around the corner, money is on the minds of many, especially those who have received a refund.
However, experts say don't let that influx of cash throw a spending and saving plan off course.
They recommend reviewing your plan to make sure it still fits your needs.
Credit.com recommends evaluating all income, calculating expenses, identifying the places where you can cut back, and making sure there's enough left over to stash in an emergency fund.
America Saves, a campaign of the Consumer Federation of America, recommends using a digital tool like a smartphone app or spreadsheet to keep track of spending over the course of a few months to see exactly where your money is going.
Experts say consumers should be looking for areas that can be trimmed so you can free up more cash to pay down high-interest debt.
And while cleaning up a budget for day-to-day expenses, they recommend making room for longer term financial goals like retirement or college funds.